The Federal Government has opened the March 2026 Savings Bond Offer today
What Is Being Offered?
You have two options:
•2 Year Bond
Matures March 11, 2028
Interest Rate. 12.906% per year
•3 Year Bond
Matures March 11, 2029
Interest Rate. 13.906% per year
The 3 year pays higher because your money stays longer.
Important Dates
•Opening Date. March 2, 2026
•Closing Date. March 6, 2026
•Settlement Date. March 11, 2026
If you miss the closing date. You wait till next month.
How Much Can You Invest?
•₦1,000 per unit
•Minimum. ₦5,000
•Maximum. ₦50,000,000
You can start small. That is the beauty of this bond.
How You Get Paid
Interest is paid quarterly.
That means every 3 months.
They divide the annual rate by 4.
Example.
If you invest ₦100,000 in the 3 year bond at 13.906%:
•13.906% of ₦100,000 = ₦13,906 yearly
•₦13,906 ÷ 4 = ₦3,476.50 every quarter
Every 3 months. Money drops in your account.
What Happens At The End?
This is a bullet repayment.
That means:
•You receive interest every quarter
•You receive your full capital at maturity
If you invested ₦100,000.
You get ₦100,000 back in 2028 or 2029. Plus all the interest you’ve collected.
Who Is This For?
•Conservative investors
•People who want predictable income
•People building steady cash flow
•Parents saving for school fees
•Anyone tired of money sitting idle
Risk Level
This is backed by the Federal Government of Nigeria.
What Is Being Offered?You have two options:
•2 Year Bond
Matures March 11, 2028
Interest Rate. 12.906% per year
•3 Year Bond
Matures March 11, 2029
Interest Rate. 13.906% per year
The 3 year pays higher because your money stays longer.
Important Dates•Opening Date. March 2, 2026
•Closing Date. March 6, 2026
•Settlement Date. March 11, 2026
If you miss the closing date. You wait till next month.
How Much Can You Invest?•₦1,000 per unit
•Minimum. ₦5,000
•Maximum. ₦50,000,000
You can start small. That is the beauty of this bond.
How You Get PaidInterest is paid quarterly.
That means every 3 months.
They divide the annual rate by 4.
Example.
If you invest ₦100,000 in the 3 year bond at 13.906%:
•13.906% of ₦100,000 = ₦13,906 yearly
•₦13,906 ÷ 4 = ₦3,476.50 every quarter
Every 3 months. Money drops in your account.
What Happens At The End?This is a bullet repayment.
That means:
•You receive interest every quarter
•You receive your full capital at maturity
If you invested ₦100,000.
You get ₦100,000 back in 2028 or 2029. Plus all the interest you’ve collected.
Who Is This For?•Conservative investors
•People who want predictable income
•People building steady cash flow
•Parents saving for school fees
•Anyone tired of money sitting idle
Risk LevelThis is backed by the Federal Government of Nigeria.
